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I wanted to write something about the collapse of the Farepak Christmas savings scheme, which left thousands of mainly low-income households without extra money to spend at Christmas. However, I came across an excellent article in the Sunday Times by Merryn Somerset Webb, the editor of Money Week, which says most of the things I […]

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Last weekend, one of the first cases of fraud involving “chip and pin” payment cards was reported to have forced Shell to suspend the system at its petrol stations. A brief background to chip and pin: originally, all credit and debit cards carried information on a magnetic strip, and to make a payment, the cardholder […]

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