Former Secretary of State for Education David Blunkett wrote a piece for the Guardian last week, arguing that instead of cutting university tuition fees, the government should reduce the interest rate that applies to the loans that cover repayment of the fees. I am not going to argue one way or another when it comes […]
I should start by saying I disagree with the whole idea of university tuition fees, and believe university education should be free as it used to be. The trouble is, that only worked when a smaller number of people attended university. Many people now go to university when it does little for their careers, and […]
Last week the government seemingly did a u-turn over the scrapping of the 10 pence rate of income tax, although it is far from clear what form the compensation will take for people on lower incomes who will lose out under the new tax regime. It’s difficult to see how the government could have thought […]
TheTrainLine.com is a website that allows UK rail passengers to buy their tickets online. It has just introduced booking fees, meaning that a ticket booked with TheTrainLine now costs more than buying the same ticket at the station. Fortunately, there are alternatives. The slippery slope to booking fees started some years ago, when TheTrainLine introduced […]
When booking tickets for a concert or the theatre, there is often a “booking fee” to pay on top of the advertised ticket price. This can add 10% or more to the cost of the ticket. Now, I’m not referring to the fees charged by ticket agents here, but to tickets bought direct from the […]
My article on bank charges a few months ago prompted a few angry responses from people who claimed the current system of bank penalty charges is unfair. Under the current system, people who go overdrawn – borrowing their bank’s money without permission – are charged fees. Some commentators have suggested that if these fees are […]
For the first time, a bank has had its charges upheld in court. Since the Office of Fair Trading warned credit card providers last year that their penalty charges were excessive, causing all providers to cut fees to £12, people have been encouraged by numerous consumer groups to demand the refund of charges from bank […]
The news that BT is introducing a “penalty” for people who pay by cash rather than direct debit almost passed me by last week. Apparently, evil BT are going to punish pensioners and the needy, are pushing up charges by £4.50 with a new surcharge, or hiking charges by £4.50 per quarter for customers who […]
A number of local authorities in the UK have started to fit microchips to dustbins so that they can monitor how much rubbish households are throwing away. Many commentators believe councils will eventually use the technology to charge households according to the weight of their waste. Now, I think charging according to the amount thrown […]
Recently, I read about two newly-launched web-based services that help to match people up with others for their mutual benefit. One, studentswaps.com, was for students going away to university to live in the home of another family in a swap system, with the aim of saving money on accommodation costs. The other, localmothers.co.uk, was for […]
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